Built by Feds, for Feds
We know the system because we've lived it. This calculator exists because we couldn't find anything else that gave federal employees the full picture.
Our Story
It started with a simple question: "What's my retirement actually worth?"
We've spent our careers in federal service — law enforcement, armed forces, defense contractors — and when it came time to weigh staying versus leaving, we couldn't find a straight answer. Government websites were confusing. HR briefings were vague. Online calculators either oversimplified the math or hid behind paywalls.
So we built the tool we wished existed. Not as financial advisors, but as fellow feds who got tired of guessing.
Built by People Who Get It
Our team stays behind the scenes for professional reasons, but here's what we bring to the table:
Our Mission
Federal employees deserve straight answers. Not jargon. Not sales pitches. Just the math, done right, so you can make the best decision for your family. That's what we built, and that's what we'll keep improving.
What We Calculate
Our calculator handles the full complexity of FERS retirement, including:
- FERS annuity with SCE and standard formulas
- Retiree Annuity Supplement (RAS) with earnings test
- TSP government match you'd leave behind
- FEHB health insurance value vs. marketplace
- COLA adjustments over your retirement lifetime
- Present value calculations to compare apples to apples
- Military and non-SCE service credit