What's Included
Run the core calculator without an account. Create a free account to save scenarios, export PDFs, and unlock the deep-dive analysis tools.
The full calculator and every analysis tool — no subscription, no credit card.
We may introduce paid plans for advanced features in the future. Today, you get the full calculator.
Secure & Private
Your data stays yours. No selling, no sharing.
Instant Results
Real-time calculations as you adjust inputs.
Built for Feds
By someone who understands the system.
Looking for the Military Buyback Premium analysis? It's a separate one-time purchase for buyback-specific deep-dive features.
Do I need an account to use the calculator?
No. The core retirement calculator runs without an account. An account unlocks save-and-return scenarios, deep-dive analyses (year-by-year, FEHB, breakeven), and the PDF export.
Will the deep-dive features ever cost money?
Maybe down the road, for a smaller set of advanced features. Anything you have access to today as a free account holder will stay free for you.
Why ask for an email at all?
So your saved scenarios persist across devices, and so we can email you when annual updates land (GS pay tables, COLA, BAH). We don't sell or share your email.
Is my financial data stored or shared?
Your calculations are stored locally in your browser and in your private account. We never sell or share your data with third parties.