State Taxes on Retirement Income
Find out which states tax federal pensions, military retirement pay, and Social Security benefits. Use this guide to plan where to retire and minimize your tax burden.
9
No Income Tax
17
Federal Pension Exempt
33
Military Pension Exempt
8
Fully Tax Pensions
State Retirement Tax Calculator
Estimate your state income tax on retirement income based on your state and pension type.
Do States Tax Federal & Military Pensions?
It depends on the state. While your federal pension (FERS/CSRS) and military retirement pay are always subject to federal income tax, state tax treatment varies widely:
- 9 states have no income tax at all
- 17 states fully exempt federal pensions
- 33 states fully exempt military retirement pay
- 26 states offer partial exemptions with income limits
- 8 states fully tax pension income
Choosing where to retire can save you thousands of dollars annually. A $50,000 federal pension could cost you $0 in Florida or over $4,000 in California.
50-State Comparison
Search and filter all 50 states by tax treatment
Plan Your Retirement Budget
Use our budget planner to see how state taxes affect your monthly retirement income.
Retirement Budget PlannerTax laws change frequently. This information is for general guidance only and may not reflect the most current laws. Consult a qualified tax professional for advice specific to your situation.